Explore mortgage options with Primary Choice Lenders, Inc
Primary Choice Lenders is a trusted mortgage broker based in Ladson, South Carolina, serving homebuyers, homeowners, and real estate investors across South Carolina and Georgia. We offer a full range of financing solutions—including conventional, FHA, VA, DSCR, Bank Statement, Reverse Mortgage, and Commercial Loan Programs—each tailored to meet your unique financial goals.
As an independent mortgage broker, we partner with a wide network of lenders to deliver competitive rates, flexible underwriting, and efficient closings. Our experienced loan officers are committed to guiding you through the process with clarity and confidence, whether you're self-employed, purchasing an investment property, or exploring specialized financing options.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Jennifer was awesome. She’s very patient, she listened well, and placed me in the perfect financial position with my new home. She worked effortlessly and put in so much time... read more
T W
November 1, 2025My Name is Maxine and I went to primary choice lenders for a loan. Jennifer France was so patient,loving, and kind. The way I was treated when I step... read more
Tamara
May 16, 2025To Mrs Jennifer and the lenders at Primary Choice, I want to thank you for all of your assistance with the smooth transition of my refinance and I look forward... read more
Resha Young
September 9, 2024 -
I have closed on three homes and this was by far, the easiest thing I have ever had to do. Orlando Torres was extremely professional, educational and forthright about the... read more
Tonya Willis
March 1, 2024I had a great and smooth experience working with Jennifer, Robert, and Davonta on purchasing my new property. Thank you for all your help. I will recommend and refer them... read more
VO Montalvan Fence Corp
February 12, 2024Thank you Jennifer for helping us to purchase our home! You are the best!
Keith Ellis
February 1, 2024 -
Mrs Jennifer and Mrs Susan, you both were truly a blessing to me and my family. You taught me how to let go of control and to be patient. Chiwana... read more
Sharon Ladson Washington
September 22, 2023We absolutely love Mrs.Frances. She walked us through the entire home buying process. She was kind, informative, sturn, and very knowledgeable. The best part was the gift she gave us... read more
Echo Eadie
September 15, 2023
